2313 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2313 Cross Section Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,706 sqft · built 2008
Lot Size	5.81 acres (253,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Mar 2008)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-022575`

Property Details

APN / Parcel Number

Primary APN	`02-022575`
Alternative APNs	`02020726` `022575`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,706 sqft Total Area
Basement Area	50 sqft
Finished Basement	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	253,084 sqft (5.81 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	308 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022575
Street Address	2313 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	OC# 1 - 5.81 ACS 2313 CROSS SECTION RD NW OF TYRONE RD
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2002
Census Tract	502000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2313 CROSS SECTION RD, WESTMINSTER, MD 21158-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2008 · Amount on Record
Deed Sale	Mar 11, 2008 · Amount on Record
Deed Document Number	200872675
Deed Book / Page	5478 / 328
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0054120111
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2313 CROSS SECTION RD, WESTMINSTER, MD 21158-2609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088400064
Date	Oct 23, 2017
Book Page	8840/0064
Instrument	8840-0064

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,900 (+7.73%) Land $159,000 Building $513,900	$672,900 (-) Land $159,000 Building $513,900
2025	$6,592.00 (+10.47%) Homeowner's exemption	$624,633 (+18.28%)	$672,900 (+27.42%) Land $159,000 Building $513,900
2023	$5,967.00 Homeowner's exemption	$528,100 Land $159,000 Building $369,100	$528,100 Land $159,000 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20