2400 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2400 Cross Section Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,089 sqft · built 1996
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2020)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-018349`

Property Details

APN / Parcel Number

Primary APN	`02-018349`
Alternative APNs	`2018349` `018349`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,089 sqft Total Area
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018349
Street Address	2400 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 -1.11 ACS 2400 CROSS SECTION RD 41 CRYSTAL SPRINGS
Legal Subdivision	CRYSTAL SPGS
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2012
Census Tract	502000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2400 CROSS SECTION RD, WESTMINSTER, MD 21158-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	May 23, 1996 · Amount on Record
Deed Book / Page	9619 / 287
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 2, 2020
Property Address	2400 CROSS SECTION RD, WESTMINSTER, MD 21158-2607
Document Number	0096190287
Book / Page	009619 / 000287
Instrument Date	Mar 17, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2400 CROSS SECTION RD WESTMINSTER MD 211582607, WESTMINSTER, MD 21158-2607

Mortgage

Document Number	96190293
Date	Apr 2, 2020
Book Page	009619/000293

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,400 (+23.39%) Land $126,100 Building $467,300	$593,400 (+23.39%) Land $126,100 Building $467,300
2025	$5,029.00 (-7.45%) Homeowner's exemption
2023	$5,434.00 Homeowner's exemption	$480,900 Land $126,100 Building $354,800	$480,900 Land $126,100 Building $354,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20