2307 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2307 Cross Section Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,896 sqft · built 2010
Lot Size	5.79 acres (252,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Jun 2009)
Tax Bill	$4,483 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-022753`

Property Details

APN / Parcel Number

Primary APN	`02-022753`
Alternative APN	`022753`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	252,212 sqft (5.79 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022753
Street Address	2307 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	OFF CONV 2 - 5.79 AC 2307 CROSS SECTION RD WESTMINSTER
Legal Lot Number	OC 2
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2002
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2307 CROSS SECTION RD, WESTMINSTER, MD 21158-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2009 · Amount on Record
Deed Sale	Jun 11, 2009 · Amount on Record
Deed Document Number	200982892
Deed Book / Page	5849 / 384
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2307 CROSS SECTION RD, WESTMINSTER, MD 21158-2609
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102510023
Date	May 5, 2021
Book Page	10251/23

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2307 CROSS SECTION RD, WESTMINSTER, MD 21158-2609
Document Number	0092400104
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2307 CROSS SECTION RD WESTMINSTER MD 211582609, WESTMINSTER, MD 21158-2609

Mortgage

Document Number	0092400104
Date	Mar 12, 2019
Book Page	009240/000104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2039

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,483.00 (+4.96%) Homeowner's exemption	$447,000 (+31.01%) Land $158,900 Building $288,100	$447,000 (+31.01%) Land $158,900 Building $288,100
2025	$4,271.00 (+10.79%) Homeowner's exemption
2023	$3,855.00 Homeowner's exemption	$341,200 Land $158,900 Building $182,300	$341,200 Land $158,900 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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