23129 Madison St, Dearborn, MI 48124 Property Records

Wayne County property record for 23129 Madison St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,394 sqft · built 1944
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2026)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-284-09-023`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-09-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	848 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23129 MADISON ST
City	DEARBORN
State	MI
Zip	48124-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 159 GRINDLEY PARK SUB
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	159
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1008
Census Tract	575300

Owner

23129 Madison St is owned and occupied by an individual who bought it in February 2026.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5281 JONATHON ST, DEARBORN, MI 48126-3313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE HOME LOANS LLC
Jan 17, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202641021
Deed Book / Page	60047 / 957
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0563730124
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 4, 2026
Property Address	23129 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0600470957
Book / Page	60047 / 957
Map Reference	LB 34 PG 72
Instrument Date	Feb 4, 2026
Instrument	2026041021
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26091 E HURON RIVER DR, FLAT ROCK, MI 48134-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5281 JONATHON ST, DEARBORN, MI 48126-3313

Mortgage

Document Number	0600430966
Date	Feb 3, 2026
Book Page	60043/966
Instrument	2026039103

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 17, 2018
Property Address	23129 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0541711423
Book / Page	054171 / 001423
Instrument Date	Dec 28, 2017
Instrument	14745
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	COMPLETE TITLE SERVICES/SE MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27226 FORD RD DEARBORN HEIGHTS MI 481272859, DEARBORN HEIGHTS, MI 48127-2859

Mortgage

Document Number	541550097
Date	Jan 17, 2018
Book Page	054155/000097
Instrument	8003

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23129 Madison St was $3,140 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (+16.52%)	$217,200 (+16.52%)
2025	$3,140.00 Homeowner's exemption	$93,200	$186,400
2023		$71,400	$142,800
2019	$3,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23129 Madison St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23129 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures