23121 Madison St, Dearborn, MI 48124 Property Records

Wayne County property record for 23121 Madison St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1944
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Nov 2025)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-284-09-022`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-09-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	822 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23121 MADISON ST
City	DEARBORN
State	MI
Zip	48124-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 160 GRINDLEY PARK SUB
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	160
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1008
Census Tract	575300

Owner

23121 Madison St is owned and occupied by an individual who bought it in November 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6340 ORCHARD AVE, DEARBORN, MI 48126-2070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2022	Intrafamily Transfer, Transfer
Feb 24, 2022	Intrafamily Transfer, Transfer
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Sep 11, 2023 · Amount on File
Deed Document Number	2025300936
Deed Book / Page	59881 / 8
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	0574250823
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23121 MADISON ST, DEARBORN, MI 48124-3501

Mortgage

Document Number	0577901011
Date	Aug 9, 2022
Book Page	57790/1011
Instrument	2022257882

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 3, 2025
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0598810008
Book / Page	59881 / 8
Map Reference	LB 34 PG 72
Instrument Date	Oct 29, 2025
Instrument	2025300936
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23121 MADISON ST, DEARBORN, MI 48124-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 ORCHARD AVE, DEARBORN, MI 48126-2070

Mortgage

Document Number	0059882697
Date	Nov 3, 2025
Instrument	59882/697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 11, 2023
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0584490456
Book / Page	58449 / 456
Map Reference	LB 34 PG 72
Instrument Date	Sep 8, 2023
Instrument	2023239731
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	MINNESOTA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32599 GREENLAND CT, LIVONIA, MI 48154-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7877 HARTWELL ST, DEARBORN, MI 48126-1121

Mortgage

Document Number	0584471401
Date	Sep 11, 2023
Instrument	58447/1401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 24, 2022
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0574250075
Book / Page	57425 / 75
Map Reference	LB 34 PG 72
Instrument Date	Feb 24, 2022
Instrument	2022050381
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23121 MADISON ST, DEARBORN, MI 48124-3501

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 24, 2022
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0574250823
Book / Page	57425 / 823
Map Reference	LB 34 PG 72
Instrument Date	Feb 24, 2022
Instrument	2022050538
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23121 MADISON ST, DEARBORN, MI 48124-3501

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 4, 2021
Property Address	23121 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0567760083
Book / Page	56776 / 83
Map Reference	LB 34 PG 72
Instrument Date	May 29, 2021
Instrument	2021242245
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23121 MADISON ST, 23121, DEARBORN, MI 48124-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22368 ABBEY LN # 44, 44, DEARBORN, MI 48124-2243

Tax Assessment & Valuation

The 2025 property tax bill for 23121 Madison St was $4,305 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,700 (+15.39%)	$193,400 (+15.39%)
2025	$4,305.00 Homeowner's exemption	$83,800	$167,600
2023	$2,044.00 Homeowner's exemption	$56,100	$112,200
2019	$2,213.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23121 Madison St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23121 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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