23113 Madison St, Dearborn, MI 48124 Property Records

Wayne County property record for 23113 Madison St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1944
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2023)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-284-09-021`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-09-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23113 MADISON ST
City	DEARBORN
State	MI
Zip	48124-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 161 GRINDLEY PARK SUB
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	161
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1008
Census Tract	575300

Owner

23113 Madison St is owned and occupied by an individual who bought it in August 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	23113 MADISON ST, DEARBORN, MI 48124-3501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY
Aug 2, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CORNERSTONE HOME LENDING
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Aug 21, 2012 · Amount on File
Deed Document Number	2023213446
Deed Book / Page	58387 / 157
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0494150106
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23113 MADISON ST, DEARBORN, MI 48124-3501
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0585440430
Date	Nov 8, 2023
Book Page	58544/430
Instrument	2023278993

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23113 MADISON ST, DEARBORN, MI 48124-3501
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23113 MADISON ST, DEARBORN, MI 48124-3501

Mortgage

Document Number	0583791170
Date	Aug 2, 2023
Book Page	58379/1170
Instrument	2023205404

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 3, 2023
Property Address	23113 MADISON ST, DEARBORN, MI 48124-3501
Document Number	0583870157
Book / Page	58387 / 157
Map Reference	LB 34 PG 72-74
Instrument Date	Aug 1, 2023
Instrument	2023213446
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 413, CHEROKEE, AL 35616-0413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 JAN CIR, CANTON, MI 48187-2921

Mortgage

Document Number	0583791148
Date	Aug 2, 2023
Book Page	58379/1148
Instrument	2023205403

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 23113 Madison St was $4,238 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,200	$190,400
2025	$4,238.00
2023		$54,900 (-5.83%)	$109,800 (-5.83%)
2022		$58,300	$116,600
2019	$2,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23113 Madison St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23113 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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