2312 Harvard Ave, Independence, MO 64052 Property Records

Jackson County property record for 2312 Harvard Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1940
Lot Size	0.227 acres (9,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Sep 2024)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-640-06-23`

Property Details

APN / Parcel Number

Primary APN	`27-640-06-23`
Alternative APNs	`27-640-06-23-00-0-00-000` `27640062300000001` `793602`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,894 sqft (0.227 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	793602
Street Address	2312 HARVARD AVE
City	INDEPENDENCE
State	MO
Zip	64052-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLEWOOD HIGHLANDS S 1/2 OF LOT 91
Legal Subdivision	ENGLEWOOD HIGHLANDS
Legal Block	1
Legal Lot Number	91
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 5, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG
Sep 7, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202461476
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 10, 2024
Property Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	00E0061476
Instrument Date	Sep 6, 2024
Instrument	2024E0061476
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ALLIANCE NATIONWIDE TITLE, ALLIANCE NATIONWIDE TITLE AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0061976
Date	Sep 10, 2024
Instrument	2024E0061976

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0069655
Date	Jun 25, 2021
Instrument	2021E0069655

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	BLUE SPRINGS, MO 64014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	0000E81120
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 HARVARD AVE INDEPENDENCE MO 640523448, INDEPENDENCE, MO 64052-3448

Mortgage

Document Number	0000E81120
Date	Sep 9, 2020
Instrument	81120E

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 8, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	0000E82044
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 NE TUDOR RD #9 LEES SUMMIT MO 640865745, 9, LEES SUMMIT, MO 64086-5745

Mortgage

Document Number	0000E82044
Date	Sep 19, 2018
Instrument	82044E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 7, 2018
Property Address	2312 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	0000E78454
Instrument Date	Aug 14, 2018
Instrument	78454E
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 HARVARD AVE INDEPENDENCE MO 640523448, INDEPENDENCE, MO 64052-3448

Mortgage

Document Number	E78595
Date	Sep 7, 2018
Instrument	78595E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,071 (-) Land $3,754 Building $10,317	$74,060 (-)
2025	$1,029.00 (-30.66%)	$14,071 (-32.41%) Land $3,754 Building $10,317	$74,060 (-32.41%)
2024	$1,484.00 (+2.49%)
2023	$1,448.00	$20,819 Land $1,889 Building $18,930	$109,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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