2322 Harvard Ave, Independence, MO 64052 Property Records

Jackson County property record for 2322 Harvard Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1925
Lot Size	0.22 acres (9,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Mar 2025)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-640-06-21`

Property Details

APN / Parcel Number

Primary APN	`27-640-06-21`
Alternative APNs	`27-640-06-21-00-0-00-000` `27640062100000001` `793600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,582 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	793600
Street Address	2322 HARVARD AVE
City	INDEPENDENCE
State	MO
Zip	64052-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLEWOOD HIGHLANDS N 50 LOT 93
Legal Subdivision	ENGLEWOOD HIGHLANDS
Legal Block	1
Legal Lot Number	93
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2322 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Sep 28, 2020	Deed of Trust, Mortgage UNITED CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Deed Document Number	202518051
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	0000087758
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 18, 2025
Property Address	2322 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	00E0018051
Instrument Date	Feb 28, 2025
Instrument	2025E0018051
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2322 HARVARD AVE, INDEPENDENCE, MO 64052-3448

Mortgage

Document Number	00E0018052
Date	Mar 18, 2025
Instrument	2025E0018052

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.6%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2322 HARVARD AVE, INDEPENDENCE, MO 64052-3448
Document Number	00E9091084
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 HARVARD AVE INDEPENDENCE MO 640523448, INDEPENDENCE, MO 64052-3448

Mortgage

Document Number	00E9091084
Date	Oct 2, 2020
Instrument	9091084E

Lender

Name	UNITED CONSUMERS CU
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,097 (-) Land $3,754 Building $15,343	$100,510 (-)
2025	$1,396.00 (-25.03%)	$19,097 (-26.9%) Land $3,754 Building $15,343	$100,510 (-26.9%)
2024	$1,862.00 (+2.48%)
2023	$1,817.00	$26,124 Land $1,452 Building $24,672	$137,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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