2301 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2301 Winchester Loop, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,960 sqft · built 2003
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on File
Last Sale$341,000 (Mar 2010)
Tax Bill$6,932 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN011-400-081-3

Property Details

APN / Parcel Number

Primary APN011-400-081-3
Alternative APN
  • 011-400-081

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,960 sqft Living Area
1st Floor Area2,014 sqft
2nd Floor Area1,946 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCluster
Lot Area6,300 sqft (0.145 acres)
View / LotPond
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2301 WINCHESTER LOOP
CityDISCOVERY BAY
StateCA
Zip94505-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8023 L81
Legal SubdivisionSUBDIVISION 8023
Legal Tract8023
Legal Lot Number81
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3012
Census Tract304007

Owner

Source: Contra Costa County records · APN 011-400-081-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2301 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2019Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2010 · Amount on Record
Deed SaleMar 12, 2010 · Amount on Record
Prior SaleDec 14, 2009 · Amount on Record
Deed Document Number201049407
Prior Transfer DateApr 14, 2006
Prior Transfer Doc0000125197
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2301 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000232415
DateDec 26, 2019
Instrument2019-232415
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2301 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2301 WINCHESTER LOOP, LIVERMORE, CA 94551

Mortgage

Document Number0000187647
DateAug 31, 2020
Instrument2020-187647
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2301 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2301 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number0000247889
DateSep 03, 2021
Instrument2021-247889
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$448,955 (+2%) Land $21,056 Building $427,899
2025$6,932.00 (+7.29%) Homeowner's exemption$440,153 (+4.04%) Land $20,644 Building $419,509
2023$6,461.00 (+1.7%) Homeowner's exemption$423,064 Land $19,844 Building $403,220
2022$6,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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