Bay County property record for 2017 Discovery Loop, Panama City, FL 32405 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,370 sqft Heated Area |
| Lot Size | 5,489 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $512,500 (2023) |
| Tax Bill | $5,003.00 (2025) |
| Primary APN | 11731-150-066 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,370 sqft Heated Area |
| Gross Area | 3,490 sqft Gross Area |
| 1st Floor | 1,090 sqft 1st Floor |
| 2nd Floor | 1,280 sqft 2nd Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 5,489 sqft (0.126 acres) |
| Depth X Width | 115 ft x 48 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 35 sqft Driveway |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 2017 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2799 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SWEETBAY PHASE 1A-2 LOT 98 ORB 4751 P 1074 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | SWEETBAY PHASE 1A-2 |
| Legal Phase | 1A |
| Legal Lot Number | 98 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-150-066
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Mar 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 21, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Mar 21, 2019 · Amount on Record |
| Deed Doc Number | 2023073138 |
| Deed Book / Page | 4751 / 1074 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Document Number | 0047511074 |
| Book / Page | 4751 / 1074 |
| Map Reference | MB 25 PG 50&51 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023073138 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11735 VIOLET CV, SAN ANTONIO, TX 78253-6417 |
| Name | Verified Name |
|---|---|
| Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Document Number | 0047511076 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 4751/1076 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043701621 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 4370/1621 |
| Instrument | 2021015120 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042411651 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 4241/1651 |
| Instrument | 2020025336 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 21, 2019 |
| Property Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Document Number | 0041032001 |
| Book / Page | 4103 / 2001 |
| Map Reference | MB 25 PG 50 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019030266 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,552.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 WRIGHT PL STE 220, 1903, CARLSBAD, CA 92008-6584 |
| Name | Verified Name |
|---|---|
| Address | 2017 DISCOVERY LOOP, PANAMA CITY, FL 32405-2799 |
| Document Number | 2019030267 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019030267 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,003.00 (-24.63%) Homeowner's exemption | $358,844 (-4.4%) | $436,444 (+16.27%) Land $66,300 Building $370,144 |
| 2023 | $6,638.00 (+35.06%) | $375,363 (+15.67%) Land $56,265 Building $319,098 | $375,363 (+12.64%) Land $56,265 Building $319,098 |
| 2022 | $4,915.00 Homeowner's exemption | $324,502 | $333,251 Land $51,700 Building $281,551 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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