2310 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2310 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 960 sqft · built 1973
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Sep 2026)
Tax Bill	$2,632 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1220-02910`

Property Details

APN / Parcel Number

Primary APN	`010-1220-02910`
Alternative APN	`1097905`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	384 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	203 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1097905
Street Address	2310 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0374 BLOCK:154 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	154
Legal Lot Number	374
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1026
Census Tract	2400

Owner

2310 W 7th St is owned and occupied by two individuals who bought it in September 2026.

Source: St. Louis County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2310 W 7TH ST, DULUTH, MN 55806-1537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Oct 14, 2020	Warranty Deed, Transfer · FHA Mortgage HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	20261106367
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	000T932777
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2026
Property Address	2310 W 7TH ST, DULUTH, MN 55806-1537
Document Number	0001106367
Instrument Date	Sep 18, 2026
Instrument	20261106367
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,990.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2310 W 7TH ST, DULUTH, MN 55806-1537

Mortgage

Document Number	0001106368,
Date	Sep 25, 2026
Instrument	20261106368

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2020
Property Address	2310 W 7TH ST, DULUTH, MN 55806-1537
Document Number	00T1030440
Instrument Date	Sep 25, 2020
Instrument	T1030440
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 W 7TH ST DULUTH MN 558061537, DULUTH, MN 55806-1537

Mortgage

Document Number	T1030441
Date	Oct 14, 2020
Instrument	T1030441

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2310 W 7th St was $2,632 with a homeowner's exemption, up 12.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,632.00 (+12.48%) Homeowner's exemption
2025	$2,340.00 (+3.17%) Homeowner's exemption	$222,200 (+13.72%) Land $26,400 Building $195,800	$222,200 (+13.72%) Land $26,400 Building $195,800
2024	$2,268.00	$195,400 Land $31,700 Building $163,700	$195,400 Land $31,700 Building $163,700
2022		$162,900 Land $28,000 Building $134,900	$162,900 Land $28,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2310 W 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2310 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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