2229 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2229 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1891
Lot Size	0.068 acres (3,003 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Mar 2026)
Tax Bill	$2,086 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-05560`

Property Details

APN / Parcel Number

Primary APN	`010-1220-05560`
Alternative APNs	`1013781` `1195888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,209 sqft Gross Area
1st Floor Area	813 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,003 sqft (0.068 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	42 sqft
Deck Area	28 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1195888
Street Address	2229 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	168
Legal Lot Number	367
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1023
Census Tract	2400

Owner

2229 W 7th St is owned and occupied by an individual who bought it in March 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2229 W 7TH ST, DULUTH, MN 55806-1534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 6, 2026	Re-recorded Document, Transfer · Conventional Mortgage BELL BANK
Oct 31, 2025	Intrafamily Transfer, Transfer · Non-Conforming Investor Loan NORTHVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	20261529363
Prior Transfer Date	Oct 20, 2025
Prior Transfer Doc	0001521463
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 20, 2026
Property Address	2229 W 7TH ST, DULUTH, MN 55806-1534
Document Number	0001529363
Instrument Date	Mar 11, 2026
Instrument	1529363
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2229 W 7TH ST, DULUTH, MN 55806-1534

Mortgage

Document Number	0001529364
Date	Mar 20, 2026
Instrument	1529364

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Apr 6, 2026
Property Address	2229 W 7TH ST, DULUTH, MN 55806-1534
Document Number	0001530232
Instrument Date	Mar 11, 2026
Instrument	20261530232
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2229 W 7TH ST, DULUTH, MN 55806-1534

Mortgage

Document Number	0001530233,
Date	Apr 6, 2026
Instrument	20261530233

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 31, 2025
Property Address	2229 W 7TH ST, DULUTH, MN 55806-1534
Document Number	0001521463
Instrument Date	Oct 20, 2025
Instrument	1521463
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	CARBON COUNTY ABSTRACT AND TITLE COMPANY, CARLTON CO ABSTRACT & TTL CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2829 COUNTY ROAD 104, BARNUM, MN 55707-8817

Mortgage

Document Number	0001521464
Date	Oct 31, 2025
Instrument	1521464

Lender

Name	NORTHVIEW BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	12 Months
Due	Oct 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2229 W 7th St was $2,086 with a homeowner's exemption, up 16.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,086.00 (+16.28%) Homeowner's exemption
2025	$1,794.00 (+3.1%) Homeowner's exemption	$184,300 (+16.42%) Land $11,300 Building $173,000	$184,300 (+16.42%) Land $11,300 Building $173,000
2024	$1,740.00	$158,300 Land $13,600 Building $144,700	$158,300 Land $13,600 Building $144,700
2022		$131,100 Land $12,000 Building $119,100	$131,100 Land $12,000 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2229 W 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2229 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures