231 Wright Rd, Oliver Springs, TN 37840 Property Records

Roane County property record for 231 Wright Rd, Oliver Springs, TN 37840

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1940
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2021)
Tax Bill	$647 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073020 06202`

Property Details

APN / Parcel Number

Primary APN	`073020 06202`
Alternative APN	`020 06202`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	151 ft deep x 279 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	231 WRIGHT RD
City	OLIVER SPRINGS
State	TN
Zip	37840-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Legal Subdivision	CHARLES M FREEMAN SURV
Jurisdiction	ROANE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2065
Census Tract	30900

Owner

Source: Roane County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	231 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Nov 14, 1994
Deed Document Number	21001069
Deed Book / Page	1782 / 288
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	231 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845

Mortgage

Document Number	1823724
Date	Sep 28, 2021
Book Page	1823/724
Instrument	21008883

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Feb 4, 2021
Property Address	231 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Document Number	0001782288
Book / Page	1782 / 288
Instrument Date	Jan 29, 2021
Instrument	21001069
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845

Mortgage

Document Number	0021001070
Date	Feb 4, 2021
Instrument	21001070

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00 (+48.74%)	$43,200 (+138.34%) Land $5,200 Building $38,000	$172,800 (+138.34%) Land $20,800 Building $152,000
2023		$18,125 (-) Land $3,900 Building $14,225
2022	$435.00	$18,125 Land $3,900 Building $14,225	$72,500 (-) Land $15,600 Building $56,900
2020			$72,500 Land $15,600 Building $56,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND UTILITY DISTRICT serves 14,085 people · EPA ID TN0000531
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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