160 Wright Rd, Oliver Springs, TN 37840 Property Records

Roane County property record for 160 Wright Rd, Oliver Springs, TN 37840

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,512 sqft · built 1972
Lot Size	15.1 acres (657,756 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jun 2025 Transfer Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073020 06900`

Property Details

APN / Parcel Number

Primary APN	`073020 06900`
Alternative APN	`020 06900`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	657,756 sqft (15.1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	160 WRIGHT RD
City	OLIVER SPRINGS
State	TN
Zip	37840-2848
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2
Jurisdiction	ROANE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2063
Census Tract	30900

Owner

160 Wright Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2025.

Source: Roane County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Intrafamily Transfer, Transfer
Apr 28, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Oct 2, 2018	Quit Claim Deed, Transfer · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2000
Deed Sale	Apr 5, 2000
Prior Sale	Feb 23, 1996 · Amount on File
Deed Book / Page	21 / 428
Last Transfer Date	Jun 27, 2025
Transfer Doc	0002019945
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROANE TN
Recording Date	Jun 27, 2025
Property Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Document Number	0002019945
Book / Page	2019 / 945
Instrument Date	Jun 27, 2025
Instrument	25004943
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001860789
Date	Apr 28, 2022
Book Page	1860/789
Instrument	22003917

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001776236
Date	Dec 31, 2020
Book Page	1776/236
Instrument	20010234

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Document Number	1730855
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 WRIGHT RD OLIVER SPRINGS TN 378402848, OLIVER SPRINGS, TN 37840-2848

Mortgage

Document Number	1730855
Date	Mar 23, 2020
Book Page	001730/000855
Instrument	2066

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROANE TN
Recording Date	Oct 2, 2018
Property Address	160 WRIGHT RD, OLIVER SPRINGS, TN 37840-2848
Document Number	1666559
Book / Page	001666 / 000559
Instrument Date	Sep 18, 2018
Instrument	6483
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 WRIGHT RD OLIVER SPRINGS TN 378402848, OLIVER SPRINGS, TN 37840-2848

Mortgage

Document Number	1666563
Date	Oct 2, 2018
Book Page	001666/000563
Instrument	6484

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 160 Wright Rd was $1,290.

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00	$86,075 Land $31,175 Building $54,900	$344,300 Land $124,700 Building $219,600
2023		$58,000 (-) Land $29,875 Building $28,125
2022	$1,392.00	$58,000 Land $29,875 Building $28,125	$232,000 Land $119,500 Building $112,500
2020			$232,000 Land $119,500 Building $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Wright Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Wright Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND UTILITY DISTRICT serves 14,085 people · EPA ID TN0000531
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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