217 Wright Rd, Oliver Springs, TN 37840 Property Records

Roane County property record for 217 Wright Rd, Oliver Springs, TN 37840

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,911 sqft · built 1960
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Mar 2023)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073020 06203`

Property Details

APN / Parcel Number

Primary APN	`073020 06203`
Alternative APN	`020 06203`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,911 sqft Living Area
1st Floor Area	2,431 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	185,130 sqft (4.25 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	1,041 sqft
Deck Area	160 sqft
Patio Area	604 sqft
Shed	1 Shed
Shed Area	640 sqft
Utility Building	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	217 WRIGHT RD
City	OLIVER SPRINGS
State	TN
Zip	37840-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Legal Subdivision	CLYDE A BRUMMITT SURV
Jurisdiction	ROANE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2065
Census Tract	30900

Owner

217 Wright Rd is owned and occupied by an individual who bought it in March 2023.

Source: Roane County records, as of January 30, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	217 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ORNL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	23001480
Deed Book / Page	1905 / 196
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Mar 3, 2023
Property Address	217 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Document Number	0001905196
Book / Page	1905 / 196
Instrument Date	Feb 27, 2023
Instrument	23001480
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845

Mortgage

Document Number	0023001481
Date	Mar 3, 2023
Instrument	23001481

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Jun 30, 2022
Property Address	217 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845
Document Number	0001870954
Book / Page	1870 / 954
Instrument Date	Jun 30, 2022
Instrument	22005935
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	7 TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WRIGHT RD, OLIVER SPRINGS, TN 37840-2845

Mortgage

Document Number	0022005936
Date	Jun 30, 2022
Instrument	22005936

Lender

Name	ORNL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 217 Wright Rd was $1,312, up 32.3% from the year before.

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+32.26%)	$87,550 (+111.86%) Land $13,850 Building $73,700	$350,200 Land $55,400 Building $294,800
2024	$992.00	$41,325 (-) Land $12,475 Building $28,850
2023		$41,325 (-) Land $12,475 Building $28,850
2022	$992.00	$41,325 Land $12,475 Building $28,850	$165,300 Land $49,900 Building $115,400
2020			$165,300 Land $49,900 Building $115,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 Wright Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Wright Rd is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND UTILITY DISTRICT serves 14,085 people · EPA ID TN0000531
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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