Monroe County property record for 231 W Mill St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 13,551 sqft (0.31 acres) |
| Last Sale | $110,000 (2021) |
| Tax Bill | $2,073.00 (2024) |
| Primary APN | 07-25-203-024-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,551 sqft (0.31 acres) |
|---|---|
| Depth X Width | 155 ft x 70 ft Depth x Width |
| Driveway | Driveway Asphalt |
| Driveway Area | 1,497 sqft Driveway |
| Street Address | 231 W MILL ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1235 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 7 & PART LOT 10 BLK 16 MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 32 |
| Census Blockgroup | 3 |
| Census Block | 3038 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-203-024-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 W MILL ST, WATERLOO, IL 62298-1237 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE |
| Aug 10, 2021 | Warranty Deed, Transfer |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Doc Number | 2021420840 |
| Prior Transfer Date | Aug 05, 2021 |
| Prior Transfer Doc | 0000418989 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 08, 2021 |
| Property Address | 231 W MILL ST, WATERLOO, IL 62298-1235 |
| Document Number | 0000420840 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 420840 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 W MILL ST, WATERLOO, IL 62298-1237 |
| Document Number | 0000420841 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 420841 |
| Name | BANK OF BELLEVILLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 10, 2021 |
| Property Address | 231 W MILL ST, WATERLOO, IL 62298-1235 |
| Document Number | 0000418989 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 418989 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 N MOORE ST, 411, WATERLOO, IL 62298-1130 |
| Name | Verified Name |
|---|---|
| Address | 411 N MOORE ST, WATERLOO, IL 62298-1130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 30, 2018 |
| Property Address | 231 W MILL ST, WATERLOO, IL 62298-1235 |
| Document Number | 0000398953 |
| Map Reference | BKA PG5 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 398953 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 N MOORE ST, WATERLOO, IL 62298-1130 |
| Document Number | 0000398954 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 398954 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,100 (-0.54%) Land $18,020 Building $15,080 | $99,300 (-0.54%) Land $54,060 Building $45,240 | |
| 2024 | $2,073.00 | ||
| 2022 | $33,280 Land $18,020 Building $15,260 | $99,840 Land $54,060 Building $45,780 |
231 W Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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