Monroe County property record for 305 W Mill St, Waterloo, IL 62298
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 4 ba · 1,161 sqft · built 1870 |
| Lot Size | 0.1 acres (4,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $61,524 (Nov 2021) |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-201-033-000 |
| Primary APN | 07-25-201-033-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,340 sqft (0.1 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 162 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 W MILL ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1237 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | WB3 |
| Legal Description | LOTS 7A & 8B MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Lot Number | 7A,8B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 W MILL ST, WATERLOO, IL 62298-1237 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE |
| Jul 25, 2019 | Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 2021420765 |
| Prior Transfer Date | Nov 3, 2021 |
| Prior Transfer Doc | 0000420765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 4, 2021 |
| Property Address | 305 W MILL ST, WATERLOO, IL 62298-1237 |
| Document Number | 0000420765 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 420765 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 W MILL ST, WATERLOO, IL 62298-1237 |
| Document Number | 0000420766 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 420766 |
| Name | BANK OF BELLEVILLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 25, 2019 |
| Property Address | 305 W MILL ST, WATERLOO, IL 62298-1237 |
| Document Number | 0000402660 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 402660 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 EVANSVILLE AVE WATERLOO IL 622981036, WATERLOO, IL 62298-1036 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 (+6.32%) | $58,720 (+166.91%) Land $15,980 Building $42,740 | $176,160 (+166.91%) Land $47,940 Building $128,220 |
| 2024 | $3,370.00 | ||
| 2022 | $22,000 Land $9,570 Building $12,430 | $66,000 Land $28,710 Building $37,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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