Monroe County property record for 227 W Mill St, Waterloo, IL 62298
| Property Type | Commercial |
|---|---|
| Lot Size | 0.1 acres (4,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Nov 2018) |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-203-025-000 |
| Primary APN | 07-25-203-025-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,454 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 59 ft deep x 27 ft wide |
| Street Address | 227 W MILL ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1235 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | WB3 |
| Legal Description | PART LOTS 8, 9 & 10 BLK 16 MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Block | 16 |
| Legal Lot Number | 8-10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
227 W Mill St, a commercial property, is owned by a company that bought it in November 2018.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 330 JULIA PL, BELLEVILLE, IL 62223-1221 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Deed Document Number | 2018398574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 5, 2018 |
| Property Address | 227 W MILL ST, WATERLOO, IL 62298-1235 |
| Document Number | 0000398574 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 398574 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 330 JULIA PL BELLEVILLE IL 622231221, BELLEVILLE, IL 62223-1221 |
| Document Number | 398575 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 398575 |
| Name | DIETERICH BK NA |
|---|---|
| Address | BELLEVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 4, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
The 2025 property tax bill for 227 W Mill St was $2,408, down 1.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,408.00 (-1.63%) | $39,170 Land $8,810 Building $30,360 | $117,510 Land $26,430 Building $91,080 |
| 2024 | $2,448.00 | ||
| 2022 | $39,170 Land $8,810 Building $30,360 | $117,510 Land $26,430 Building $91,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 227 W Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 227 W Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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