231 W 16th St, Merced, CA 95340 Property Records

Merced County property record for 231 W 16th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Jun 2022)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`031-154-010-000`

Property Details

APN / Parcel Number

Primary APN	`031-154-010-000`
Alternative APN	`031-154-010`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Old Parcel Number	031-154-010
Street Address	231 W 16TH ST
City	MERCED
State	CA
Zip	95340-4937
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED LOT 12 BLK 188
Legal Subdivision	MERCED
Legal Block	188
Legal Lot Number	12
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3025
Census Tract	1302

Owner

Source: Merced County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	819 W 16TH ST, MERCED, CA 95340-4627
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 15, 2022	Grant Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	202222947
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 12, 2026
Property Address	231 W 16TH ST, MERCED, CA 95340-4937
Document Number	0000015979
Instrument Date	May 27, 2026
Instrument	202615979
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	3319 M ST, MERCED, CA 95348-2735

Mortgage

Document Number	0000015979,
Date	Jun 12, 2026
Instrument	202615979

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 15, 2022
Property Address	231 W 16TH ST, MERCED, CA 95340-4937
Document Number	0000022947
Map Reference	VOL 2 PG 12
Instrument Date	May 31, 2022
Instrument	2022022947
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33189 M STREET, MERCED, CA 95340

Mortgage

Document Number	0000022948
Date	Jun 15, 2022
Instrument	2022022948

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000022949
Date	Jun 15, 2022
Instrument	2022022949

Lender

Name	VANNAK SAO
Type	Private Party
Address	1854 BROOKSIDE DR, MERCED, CA 95348

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,216 (+2%) Land $541,216
2025	$6,000.00 (+5.65%)	$530,604 (+4.04%) Land $530,604
2024	$5,679.00 (+1.37%)
2023	$5,602.00 (+99.22%)	$510,000 Land $510,000
2022	$2,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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