Bergen County and Dumont Borough property record for 231 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,364 sqft · built 1925 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (May 2018) |
| Tax Bill | $11,560 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00802-0000-00007 |
| Primary APN | 10-00802-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,364 sqft Living Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 3,720 sqft (0.085 acres) |
| Lot Dimensions | 93 ft deep x 40 ft wide |
| Account Number | 110600 |
|---|---|
| Street Address | 231 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 40X93 |
| Legal Subdivision | GILPIN PARK |
| Legal Block | 802 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 PROSPECT AVE, DUMONT, NJ 07628-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 201818-031685 |
| Deed Book / Page | 2932 / 1086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 231 PROSPECT AVE, DUMONT, NJ 07628-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049590166 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 4959/166 |
| Instrument | 2023021142 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 231 PROSPECT AVE, DUMONT, NJ 07628-2733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046150822 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 4615/822 |
| Instrument | 2022030460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 231 PROSPECT AVE, DUMONT, NJ 07628-2733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 231 PROSPECT AVE, DUMONT, NJ 07628-2733 |
| Document Number | 0045490580 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 4549/580 |
| Instrument | 2022009777 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,300 (+7.15%) Land $274,100 Building $255,200 | $529,300 (+7.15%) Land $274,100 Building $255,200 | |
| 2025 | $11,560.00 (+15.61%) | $494,000 (+100.81%) Land $251,600 Building $242,400 | $494,000 (+100.81%) Land $251,600 Building $242,400 |
| 2024 | $9,999.00 (+4.68%) | ||
| 2023 | $246,000 Land $130,500 Building $115,500 | $246,000 Land $130,500 Building $115,500 | |
| 2022 | $9,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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