213 Prospect Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 213 Prospect Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1925
Lot Size	0.126 acres (5,506 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2021)
Tax Bill	$15,283 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00805-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00805-0000-00001`
Alternative APNs	`100080500001` `109400`

Interior

Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	5,506 sqft (0.126 acres)
Lot Dimensions	108 ft deep x 51 ft wide

Location & Zoning

Account Number	109400
Street Address	213 PROSPECT AVE
City	DUMONT
State	NJ
Zip	07628-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	51X108
Legal Subdivision	GILPIN PARK
Legal Block	805
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	5
Census Block	5013
Census Tract	10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	213 PROSPECT AVE, DUMONT, NJ 07628-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Aug 5, 1998 · Amount on Record
Deed Document Number	202117672
Deed Book / Page	3951 / 1112
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 9, 2021
Property Address	213 PROSPECT AVE, DUMONT, NJ 07628-2748
Document Number	0039511112
Book / Page	3951 / 1112
Instrument Date	Dec 11, 2020
Instrument	2021017672
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 PARK AVE, 66, EMERSON, NJ 07630-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 PROSPECT AVE, DUMONT, NJ 07628-2748

Mortgage

Document Number	2021017673
Date	Feb 9, 2021
Instrument	2021017673

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,500 (+6.8%) Land $296,900 Building $400,600	$697,500 (+6.8%) Land $296,900 Building $400,600
2025	$15,283.00 (+10.87%)	$653,100 (+109.46%) Land $272,600 Building $380,500	$653,100 (+109.46%) Land $272,600 Building $380,500
2024	$13,784.00 (+13.85%)
2023		$311,800 Land $148,000 Building $163,800	$311,800 Land $148,000 Building $163,800
2022	$12,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20