Bergen County and Dumont Borough property record for 207 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,607 sqft · built 1922 |
| Lot Size | 0.132 acres (5,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,371 (Mar 2024) |
| Tax Bill | $11,239 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00805-0000-00002 |
| Primary APN | 10-00805-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,607 sqft Living Area |
|---|
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 5,732 sqft (0.132 acres) |
| Lot Dimensions | 117 ft deep x 49 ft wide |
| Account Number | 109500 |
|---|---|
| Street Address | 207 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 49X117 |
| Legal Subdivision | MAP GILPIN PARK |
| Legal Block | 805 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 10300 |
207 Prospect Ave is owned and occupied by two individuals who bought it in March 2024.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 PROSPECT AVE, DUMONT, NJ 07628-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jan 3, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Prior Sale | Mar 9, 2013 · Amount on File |
| Deed Document Number | 202414219 |
| Deed Book / Page | 5194 / 565 |
| Prior Transfer Date | Mar 1, 2024 |
| Prior Transfer Doc | 0051940565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 15, 2024 |
| Property Address | 207 PROSPECT AVE, DUMONT, NJ 07628-2748 |
| Document Number | 0051940565 |
| Book / Page | 5194 / 565 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024014219 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $422.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 207 PROSPECT AVE, DUMONT, NJ 07628-2748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 PROSPECT AVE, DUMONT, NJ 07628-2748 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 207 PROSPECT AVE, DUMONT, NJ 07628-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024891261 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 02489/1261 |
| Instrument | 17-000633 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 207 Prospect Ave was $11,239, up 22.4% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,300 (+13.33%) Land $300,900 Building $243,400 | $544,300 (+13.33%) Land $300,900 Building $243,400 | |
| 2025 | $11,239.00 (+22.39%) | $480,300 Land $276,300 Building $204,000 | $480,300 Land $276,300 Building $204,000 |
| 2024 | $9,183.00 | ||
| 2023 | $225,900 Land $151,100 Building $74,800 | $225,900 Land $151,100 Building $74,800 | |
| 2022 | $8,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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