231 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 231 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,060 sqft · built 2013
Lot Size	0.109 acres (4,759 sqft)
Owner	Individual Name on File
Last Sale	$196,365 (Nov 2013)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-02-02-009`

Property Details

APN / Parcel Number

Primary APN	`195-02-02-009`
Alternative APN	`195-00-00-047`

Interior

Stories	2 Stories
Building Area	2,060 sqft Finished Area
Gross Area	2,525 sqft
1st Floor Area	888 sqft
2nd Floor Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,759 sqft (0.109 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	45 sqft

Location & Zoning

Street Address	231 OVERCUP LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 PH 1A
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	41
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2069
Census Tract	20711

Owner

Source: Berkeley County records · APN 195-02-02-009

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2013 · Amount on Record
Deed Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	201330991
Deed Book / Page	10490 / 163
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	231 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Jan 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number	04737/0442
Date	Dec 19, 2023
Book Page	4737/442
Instrument	2023038254

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,500 (+2,4%) Land $74,698 Building $189,802	$389,500 (-) Land $110,000 Building $279,500
2025	$1,224.00 (+4.26%)	$10,580 (-) Land $2,988 Building $7,592	$389,500 (-) Land $110,000 Building $279,500
2024	$1,174.00 (-0.09%) Homeowner's exemption	$10,580 (+15%) Land $2,988 Building $7,592	$389,500 (+65.6%) Land $110,000 Building $279,500
2022	$1,175.00 Homeowner's exemption	$9,200 Land $1,760 Building $7,440	$235,200 Land $45,000 Building $190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 277 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force 267 of 277 on primary residences
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby

Wildfire

Wildfire Risk	Low above 34% of the US · above 7% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.