228 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 228 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2012
Square Footage	2,122 sqft Finished Area
Lot Size	6,464 sqft (0.148 acres)
Garage	400 sqft
Occupancy	Owner Occupied
Last Sale	$259,890 (2018)
Tax Bill	$310.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`195-02-02-034`
Alternative APN	`195-00-00-047`

Interior

Building Area	2,122 sqft Finished Area
Gross Area	2,562 sqft Gross Area
1st Floor	1,086 sqft 1st Floor
2nd Floor	1,036 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,464 sqft (0.148 acres)
Garage Area	400 sqft Garage

Location & Zoning

Street Address	228 OVERCUP LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6969
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 74 PH 1A
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	74
Jurisdiction	BERKELEY SC
Minor Civil Division	GOOSE CREEK-HANAHAN
Census Blockgroup	2
Census Block	2070
Census Tract	20711

Owner

Source: Berkeley County records · APN 195-02-02-034

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Right Of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP
Jun 05, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK
Dec 06, 2018	Grant Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2018 · Amount on Record
Deed Sale	Dec 06, 2018 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Doc Number	201841504
Deed Book / Page	2905 / 205
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	228 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03722/0734
Date	Mar 10, 2021
Book Page	3722/734
Instrument	2021011044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 01, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	228 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03383/0188
Date	Jun 05, 2020
Book Page	3383/188
Instrument	2020019834

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 06, 2018
Property Address	228 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number	2905/0205
Book / Page	002905 / 000205
Instrument Date	Nov 13, 2018
Instrument	41504
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.88
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	228 OVERCUP LOOP SUMMERVILLE SC 294866969, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number	2905/0209
Date	Dec 06, 2018
Book Page	002905/000209
Instrument	41505

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,745 (+2,399.96%) Land $77,067 Building $217,678	$420,700 (-) Land $110,000 Building $310,700
2025	$310.00 (-75.69%)	$11,790 (-) Land $3,083 Building $8,707	$420,700 (-) Land $110,000 Building $310,700
2024	$1,275.00 (-0.16%) Additional exemption filed	$11,790 (+15%) Land $3,083 Building $8,707	$420,700 (+64.14%) Land $110,000 Building $310,700
2022	$1,277.00 Homeowner's exemption	$10,252 Land $1,800 Building $8,452	$256,300 Land $45,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

228 Overcup Loop, Summerville, SC 29486 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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