234 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 234 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,934 sqft · built 2017
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Jul 2017)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-02-02-079`

Property Details

APN / Parcel Number

Primary APN	`195-02-02-079`
Alternative APN	`195-02-02-046`

Interior

Stories	2 Stories
Building Area	2,934 sqft Finished Area
Gross Area	3,354 sqft
1st Floor Area	1,310 sqft
2nd Floor Area	1,624 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.137 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	47 sqft

Location & Zoning

Street Address	234 OVERCUP LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69LINDERA PRESERVE
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	69
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2070
Census Tract	20711

Owner

Source: Berkeley County records · APN 195-02-02-079

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	234 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jul 06, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2017 · Amount on Record
Deed Sale	Jul 06, 2017 · Amount on Record
Prior Sale	Dec 03, 2013 · Amount on Record
Deed Document Number	201724024
Deed Book / Page	2506 / 180
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	234 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04463/0074
Date	Jan 19, 2023
Book Page	4463/74
Instrument	2023001762

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 06, 2017
Property Address	234 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number	02506/0180
Book / Page	2506 / 0180
Map Reference	MB P PG 306-308
Instrument Date	Jun 29, 2017
Instrument	2017024024
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 OVETCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number	2017024025
Date	Jul 06, 2017
Instrument	2017024025

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,925 (+2,4%) Land $77,358 Building $232,567	$440,700 (-) Land $110,000 Building $330,700
2025	$1,445.00 (+3.96%)	$12,397 (-) Land $3,094 Building $9,303	$440,700 (-) Land $110,000 Building $330,700
2024	$1,390.00 (+0.07%) Homeowner's exemption	$12,397 (+15%) Land $3,094 Building $9,303	$440,700 (+63.53%) Land $110,000 Building $330,700
2022	$1,389.00 Homeowner's exemption	$10,780 Land $1,800 Building $8,980	$269,500 Land $45,000 Building $224,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 277 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Home Telephone Company, Inc. (SC)	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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