231 Nelson Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 231 Nelson Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,548 sqft · built 1979
Lot Size	0.999 acres (43,516 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (Apr 2026)
Tax Bill	$9,621 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-212-27`

Property Details

APN / Parcel Number

Primary APN	`070-212-27`
Alternative APN	`070-212-27-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,548 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	43,516 sqft (0.999 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	231 NELSON RD
City	SCOTTS VALLEY
State	CA
Zip	95066-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR
Legal Description	PARCEL MAPS 23 PG 35 LOT 2
Legal Subdivision	SCOTTSBOROUGH
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	120901

Owner

Source: Santa Cruz County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 429, FELTON, CA 95018-0429
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 7, 2014 · Amount on Record
Deed Document Number	20268540
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000017606
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2026
Property Address	231 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000017606
Instrument Date	Aug 3, 2026
Instrument	202617606
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2026
Property Address	231 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000008540
Instrument Date	Apr 7, 2026
Instrument	20268540
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000008541,
Date	Apr 17, 2026
Instrument	20268541

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 2, 2022
Property Address	231 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000025039
Map Reference	MB 23 PG 35
Instrument Date	Aug 30, 2022
Instrument	2022-0025039
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5005 IRONWOOD DR, SOQUEL, CA 95073-3032

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,748 (+2%) Land $406,374 Building $406,374
2025	$9,621.00 (+6.51%)	$796,812 (+4.04%) Land $398,406 Building $398,406
2024	$9,033.00 (+2.07%)
2023	$8,850.00 (+1.63%)	$765,870 Land $382,935 Building $382,935	$1,064,430
2022	$8,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications, T-Mobile, Verizon.

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