227 Nelson Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 227 Nelson Rd, Scotts Valley, CA 95066

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2.5 ba · 2,545 sqft · built 1980
Lot Size1.17 acres (51,009 sqft)
Owner2 Company Names on Record
Last Sale$720,000 (Jan 2005)
Tax Bill$11,992 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN070-212-28

Property Details

APN / Parcel Number

Primary APN070-212-28
Alternative APN
  • 070-212-28-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area2,545 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area51,009 sqft
TerrainSteep
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Deck Area869 sqft
Patio Area869 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address227 NELSON RD
CitySCOTTS VALLEY
StateCA
Zip95066-3030
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodePR
Legal DescriptionPARCEL MAPS I PG 23 PCL 35
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract120901

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 66776, SCOTTS VALLEY, CA 95067-6776
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 23, 2019Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2005 · Amount on Record
Deed SaleJan 20, 2005 · Amount on Record
Prior SaleDec 11, 1996 · Amount on Record
Deed Document Number20054170
Last Transfer DateNov 22, 2006
Transfer Doc0000021058
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address227 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 NELSON RD, SCOTTS VALLEY, CA 95066-3030

Mortgage

Document Number0000010424
DateFeb 18, 2021
Instrument2021-0010424
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address227 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST ACTION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013878
DateMay 23, 2019
Instrument2019-0013878
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate10%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,023,696 (+2%) Land $583,506 Building $440,190
2025$11,992.00 (+6.33%)$1,003,622 (+4.04%) Land $572,064 Building $431,558
2024$11,278.00 (+1.9%)
2023$11,068.00 (+1.61%)$964,650 Land $549,850 Building $414,800$1,075,950
2022$10,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on Nelson Rd

Nearby Streets

Search Property Records by Address or Parcel Number