225 Nelson Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 225 Nelson Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,119 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$1,690,000 (Jul 2026)
Tax Bill	$10,687 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`070-212-32`

Property Details

APN / Parcel Number

Primary APN	`070-212-32`
Alternative APN	`070-212-32-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,119 sqft Living Area
Gross Area	4,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	130,680 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Deck Area	879 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	225 NELSON RD
City	SCOTTS VALLEY
State	CA
Zip	95066-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PM17 35
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	120901

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 20, 2021	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Apr 21, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 23, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Jun 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 8, 2016	Loan Modification, Mortgage FIRST AMERICAN TITLE
Mar 10, 2015	Loan Modification, Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	May 5, 1999 · Amount on Record
Deed Document Number	202616031
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000022651
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2026
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000016031
Instrument Date	Jul 6, 2026
Instrument	202616031
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,759.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030

Mortgage

Document Number	0000016032,
Date	Jul 15, 2026
Instrument	202616032

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2021
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000022388
Map Reference	VOL 17 PG 35
Instrument Date	Apr 13, 2021
Instrument	2021-0022388
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030

Mortgage

Document Number	0000022389
Date	Apr 20, 2021
Instrument	2021-0022389

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2021
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000022651
Map Reference	VOL 17 PG 35
Instrument Date	Apr 13, 2021
Instrument	2021-0022651
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	225 NELSON RD, SANTA CRUZ, CA 95066-3030

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030

Mortgage

Document Number	0000009590
Date	Feb 16, 2021
Instrument	2021-0009590

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018832
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2017
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018825
Instrument Date	May 23, 2017
Instrument	18825
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 LOCKHART GULCH RD SCOTTS VALLEY CA 950662934, SCOTTS VALLEY, CA 95066-2934

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2017
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018824
Instrument Date	May 23, 2017
Instrument	18824
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 LOCKHART GULCH RD SCOTTS VALLEY CA 950662934, SCOTTS VALLEY, CA 95066-2934

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2017
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018831
Instrument Date	May 23, 2017
Instrument	18831
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	225 NELSON RD SCOTTS VALLEY CA 950663030, SCOTTS VALLEY, CA 95066-3030

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2017
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018827
Instrument Date	May 23, 2017
Instrument	18827
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	225 NELSON RD SCOTTS VALLEY CA 950663030, SCOTTS VALLEY, CA 95066-3030

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2017
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018833
Instrument Date	May 23, 2017
Instrument	18833
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	225 NELSON RD SCOTTS VALLEY CA 950663030, SCOTTS VALLEY, CA 95066-3030

May 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018829
Instrument Date	May 8, 2016
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	225 NELSON RD, SCOTTS VALLEY, CA 95066-3030
Document Number	0000018835
Instrument Date	Mar 10, 2015
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,796 (+2%) Land $412,033 Building $504,763
2025	$10,687.00 (+8.57%) Homeowner's exemption	$898,820 (+4.04%) Land $403,954 Building $494,866
2023	$9,843.00 (+1.64%) Homeowner's exemption	$863,918 Land $388,268 Building $475,650	$1,364,400
2022	$9,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications, T-Mobile, Verizon.

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