Carroll County property record for 231 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,300 sqft · built 1869 |
| Lot Size | 0.144 acres (6,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2023) |
| Tax Bill | $1,897 (2026) |
| Deeds & Mortgages | May 2023 Sale Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-011543 |
| Primary APN | 11-011543 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Total Area |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 1869 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 6,275 sqft (0.144 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 011543 |
|---|---|
| Street Address | 231 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | P/O LT 13 - 6275 SF 231 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Legal Lot Number | 13 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
231 Main St is owned and occupied by an individual who bought it in May 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 MAIN ST, 292, NEW WINDSOR, MD 21776-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Jan 26, 2017 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on File |
| Deed Sale | May 2, 2023 · Amount on File |
| Prior Sale | Jan 26, 2017 · Amount on File |
| Deed Book / Page | 11022 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 2, 2023 |
| Property Address | 231 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 0110220197 |
| Book / Page | 11022 / 197 |
| Instrument Date | Apr 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 214, NEW WINDSOR, MD 21776-0214 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 26, 2017 |
| Property Address | 231 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 0085940486 |
| Book / Page | 8594 / 0486 |
| Instrument Date | Nov 1, 2016 |
| Instrument | 8594-0486 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 231 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 85940492 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 8594-0492 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
The 2026 property tax bill for 231 Main St was $1,897 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,897.00 (+5.39%) Homeowner's exemption | $174,600 | $200,100 Land $75,000 Building $125,100 |
| 2025 | $1,800.00 Homeowner's exemption | ||
| 2023 | $1,753.00 | $126,033 | $126,800 Land $80,000 Building $46,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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