221 Main St, New Windsor, MD 21776 Property Records

Carroll County property record for 221 Main St, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,536 sqft · built 1912
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2017)
Tax Bill	$3,199 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-010075`

Property Details

APN / Parcel Number

Primary APN	`11-010075`
Alternative APN	`010075`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	010075
Street Address	221 MAIN ST
City	NEW WINDSOR
State	MD
Zip	21776-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLA
Legal Description	LT - 4500 SF 221 MAIN ST NEW WINDSOR
Legal Subdivision	NEW WINDSOR
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	1
Census Block	1057
Census Tract	511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Main St is owned and occupied by two individuals who bought it in November 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 102, NEW WINDSOR, MD 21776-0102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Document Number	20178865-0095
Deed Book / Page	8865 / 95
Prior Transfer Date	Nov 4, 2011
Prior Transfer Doc	0067220257
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 15, 2017
Property Address	221 MAIN ST, NEW WINDSOR, MD 21776-9764
Document Number	0088650095
Book / Page	8865 / 0095
Instrument Date	Nov 3, 2017
Instrument	8865-0095
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MAIN ST, NEW WINDSOR, MD 21776-9764

Mortgage

Document Number	88650101
Date	Nov 15, 2017
Instrument	8865-0101

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 221 Main St was $3,199 with a homeowner's exemption, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	New Windsor Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,199.00 (+5.44%) Homeowner's exemption	$271,733 (+13.19%)	$303,400 (-) Land $75,000 Building $228,400
2025	$3,034.00 Homeowner's exemption	$240,067	$303,400 Land $75,000 Building $228,400
2023	$2,877.00 Homeowner's exemption	$206,800	$208,400 Land $70,000 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20