Carroll County property record for 227 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1854 |
| Lot Size | 0.111 acres (4,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $3,616 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-009891 |
| Primary APN | 11-009891 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 1854 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,825 sqft (0.111 acres) |
| Lot Dimensions | 150 ft deep x 32 ft wide |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 009891 |
|---|---|
| Street Address | 227 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | LT - 4825 SQ FT 227-229 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Jun 2, 2021 | Deed, Transfer NOT AVAILABLE, REXTAR TIILC SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Sep 9, 2024 · Amount on Record |
| Deed Book / Page | 11790 / 213 |
| Prior Transfer Date | Jul 9, 2024 |
| Prior Transfer Doc | 0113030294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 227 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 1179000213 |
| Book / Page | 11790 / 213 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | DEFINITIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 227 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 1179000219, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 11790/219 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 4, 2022 |
| Property Address | 227 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 0108990375 |
| Book / Page | 10899 / 375 |
| Instrument Date | Sep 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 731 SILVER RUN VALLEY RD, WESTMINSTER, MD 21158-1227 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 2, 2021 |
| Property Address | 227 MAIN ST, NEW WINDSOR, MD 21776-9764 |
| Document Number | 0102990157 |
| Book / Page | 10299 / 157 |
| Instrument Date | May 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | NOT AVAILABLE, REXTAR TIILC SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4140 RIDGE RD STE D, D, WESTMINSTER, MD 21157-7850 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,616.00 | $261,800 (-) Land $75,000 Building $186,800 | $261,800 (-) Land $75,000 Building $186,800 |
| 2025 | $3,616.00 (+58.67%) | $261,800 (+59.83%) Land $75,000 Building $186,800 | $261,800 (+58.96%) Land $75,000 Building $186,800 |
| 2023 | $2,279.00 | $163,800 | $164,700 Land $70,000 Building $94,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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