231 Lost Oak Ln, Brandon, MS 39047 Property Records

Rankin County property record for 231 Lost Oak Ln, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,593 sqft
Owner	2 Individual Names on File
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`K13 000067 00680`

Property Details

APN / Parcel Number

Primary APN	`K13 000067 00680`
Alternative APN	`86212`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,593 sqft Adjusted Area
1st Floor Area	2,926 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	86212
Street Address	231 LOST OAK LN
City	BRANDON
State	MS
Zip	39047-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 FALLEN OAK PH 3
Legal Range	04E
Legal Township	07N
Legal Section	30
Legal Subdivision	FALLEN OAK PHASE 3
Legal Phase	3
Legal Lot Number	68
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	20101

Owner

231 Lost Oak Ln is owned and occupied by two individuals.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
May 17, 2024	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
May 17, 2024	Warranty Deed, Subdivision Related Transfer COMMUNITY BANK OF MISSISSIPPI
Nov 17, 2023	Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERID

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	Aug 21, 2026
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Document Number	3026076741
Book / Page	3026 / 76741
Instrument Date	Aug 11, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LOST OAK LN, BRANDON, MS 39047-6779

Mortgage

Document Number	3026076741,
Date	Aug 21, 2026
Book Page	3026/76741

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090656
Date	Nov 17, 2023
Book Page	3023/90656

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 17, 2024

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036091
Date	May 17, 2024
Book Page	3024/36091

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 17, 2025

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098155
Date	Dec 26, 2024
Book Page	3024/98155

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 17, 2024
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Document Number	0000010698
Book / Page	2024 / 10698
Map Reference	CAB E SL 301
Instrument Date	May 17, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LOST OAK LN, BRANDON, MS 39047-6779

Mortgage

Document Number	0302436091
Date	May 17, 2024
Instrument	3024/36091

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 17, 2025

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 17, 2023
Property Address	231 LOST OAK LN, BRANDON, MS 39047-6779
Document Number	0000025891
Book / Page	2023 / 25891
Map Reference	CAB E SL 301
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473
Investor	Possibly a Property Investor

Mortgage

Document Number	0302390656
Date	Nov 17, 2023
Instrument	3023/90656

Lender

Name	THE CITIZENS NATIONAL BANK OF MERID
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 17, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 231 Lost Oak Ln was $4,393 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,393.00 Homeowner's exemption	$46,678
2024	$4,393.00		$466,780 Land $105,000 Building $361,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Lost Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Lost Oak Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FANNIN WATER ASSN-NORTH public/private · serves 7,690 people · EPA ID MS0610008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures