227 Lost Oak Ln, Brandon, MS 39047 Property Records

Rankin County property record for 227 Lost Oak Ln, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,586 sqft
Owner	2 Individual Names on File
Last Sale	$482,904 (Jul 2024)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`K13 000067 00660`

Property Details

APN / Parcel Number

Primary APN	`K13 000067 00660`
Alternative APN	`86210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,586 sqft Adjusted Area
1st Floor Area	2,893 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	86210
Street Address	227 LOST OAK LN
City	BRANDON
State	MS
Zip	39047-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 FALLEN OAK PH 3
Legal Range	04E
Legal Township	07N
Legal Section	30
Legal Subdivision	FALLEN OAK PHASE 3
Legal Phase	3
Legal Lot Number	66
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	20101

Owner

227 Lost Oak Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 LOST OAK LN, BRANDON, MS 39047-6779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK
Jul 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Jul 2, 2024	Warranty Deed, Subdivision Related Transfer
Sep 29, 2023	Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Deed Book / Page	2024 / 14093
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	227 LOST OAK LN, BRANDON, MS 39047-6779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077778
Date	Sep 29, 2023
Book Page	3023/77778

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	227 LOST OAK LN, BRANDON, MS 39047-6779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049821
Date	Jul 2, 2024
Book Page	3024/49821

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 2, 2024
Property Address	227 LOST OAK LN, BRANDON, MS 39047-6779
Document Number	0000014093
Book / Page	2024 / 14093
Map Reference	CAB E SL 301
Instrument Date	Jul 1, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LOST OAK LN, BRANDON, MS 39047-6779

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 29, 2023
Property Address	227 LOST OAK LN, BRANDON, MS 39047-6779
Document Number	0000022462
Book / Page	2023 / 22462
Map Reference	CAB E SL 301
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321473, FLOWOOD, MS 39232-1473
Investor	Possibly a Property Investor

Mortgage

Document Number	0302377778
Date	Sep 29, 2023
Instrument	3023/77778

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 227 Lost Oak Ln was $4,584, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+0.02%)	$45,591
2024	$4,583.00		$455,910 Land $105,000 Building $350,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Lost Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Lost Oak Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FANNIN WATER ASSN-NORTH public/private · serves 7,690 people · EPA ID MS0610008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Oak Ln

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