218 Lost Oak Ln, Brandon, MS 39047 Property Records

Rankin County property record for 218 Lost Oak Ln, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,356 sqft
Owner	2 Individual Names on File
Last Sale	$563,580 (Sep 2026)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K13 000067 00780`

Property Details

APN / Parcel Number

Primary APN	`K13 000067 00780`
Alternative APN	`87270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,356 sqft Adjusted Area
1st Floor Area	2,543 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	87270
Street Address	218 LOST OAK LN
City	BRANDON
State	MS
Zip	39047-6778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 FALLEN OAK PHASE 4
Legal Range	04E
Legal Township	07N
Legal Section	29
Legal Subdivision	FALLEN OAK PHASE 4
Legal Phase	4
Legal Lot Number	78
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	20101

Owner

218 Lost Oak Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Rankin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 LOST OAK LN, BRANDON, MS 39047-6778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · VA Mortgage LIBERTY FEDERAL CREDIT UNION
Nov 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Jul 24, 2024	Warranty Deed, Subdivision Related Transfer · Reverse Mortgage CADENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	2026 / 22028
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 11, 2026
Property Address	218 LOST OAK LN, BRANDON, MS 39047-6778
Document Number	2026022028
Book / Page	2026 / 22028
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 LOST OAK LN, BRANDON, MS 39047-6778

Mortgage

Document Number	3026083929,
Date	Sep 11, 2026
Book Page	3026/83929

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	218 LOST OAK LN, BRANDON, MS 39047-6778
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088493
Date	Nov 7, 2023
Book Page	3023/88493

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2024

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 24, 2024
Property Address	218 LOST OAK LN, BRANDON, MS 39047-6778
Document Number	0000015680
Book / Page	2024 / 15680
Map Reference	CAB E SL 352
Instrument Date	Jul 24, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5719, BRANDON, MS 39047-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 LOST OAK LN, BRANDON, MS 39047-6778

Mortgage

Document Number	0302455666
Date	Jul 24, 2024
Instrument	3024/55666

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	833 Months
Due	Dec 3, 2093

Tax Assessment & Valuation

The 2025 property tax bill for 218 Lost Oak Ln was $4,277.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00	$42,543
2024	$4,277.00		$425,430 Land $92,000 Building $333,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 Lost Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Lost Oak Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FANNIN WATER ASSN-NORTH public/private · serves 7,690 people · EPA ID MS0610008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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