Kane County property record for 231 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1908 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Company Name on Record |
| Last Sale | $177,000 (Nov 2004) |
| Tax Bill | $4,378 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-157-002 |
| Primary APN | 06-14-157-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,331 sqft |
| Basement Area | 791 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Lot Area | 6,650 sqft (0.153 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Water Source | Commercial |
|---|
| Street Address | 231 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN LOT 6 BLOCK 1 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 231 HAMILTON AVE, ELGIN, IL 60123-5340 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2004 · Amount on Record |
| Deed Sale | Nov 4, 2004 · Amount on Record |
| Prior Sale | Jul 28, 1995 · Amount on Record |
| Deed Document Number | 2004144373 |
| Last Transfer Date | Sep 15, 2006 |
| Transfer Doc | 0000105047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 231 HAMILTON AVE, ELGIN, IL 60123-5340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043381 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2018K043381 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,378.00 (-25.07%) Homeowner's exemption Senior Citizen's exemption | $96,730 (+8.57%) Land $18,286 Building $78,444 | $290,306 (+8.57%) Land $54,880 Building $235,426 |
| 2024 | $89,095 (+21.39%) Land $16,843 Building $72,252 | $267,392 (+21.44%) Land $50,549 Building $216,843 | |
| 2022 | $5,843.00 (+4.6%) Homeowner's exemption | $73,393 (+6.96%) Land $13,874 Building $59,519 | $220,179 (+6.96%) Land $41,622 Building $178,557 |
| 2021 | $5,586.00 Homeowner's exemption | $68,617 Land $12,971 Building $55,646 | $205,851 Land $38,913 Building $166,938 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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