228 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 228 Hamilton Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,574 sqft · built 1914
Lot Size0.185 acres (8,052 sqft)
OwnerIndividual Name on Record
Last Sale$231,000 (Aug 2019)
Tax Bill$7,082 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-156-006

Property Details

APN / Parcel Number

Primary APN06-14-156-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,574 sqft Living Area
Gross Area2,394 sqft
Basement Area820 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame
Lot Area8,052 sqft (0.185 acres)
Lot Dimensions132 ft deep x 61 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address228 HAMILTON AVE
CityELGIN
StateIL
Zip60123-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCLURES LINDEN ADDN LOT 1 BLOCK 2
Legal SubdivisionMCCLURES LINDEN ADDN
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3027
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address228 HAMILTON AVE, ELGIN, IL 60123-5341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Deed Document Number201937130
Prior Transfer DateOct 31, 2002
Prior Transfer Doc0000146303
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2019
Property Address228 HAMILTON AVE, ELGIN, IL 60123-5341
Document Number0000037130
Instrument DateAug 9, 2019
Instrument2019K037130
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address228 HAMILTON AVE, 228, ELGIN, IL 60123-5341

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 HAMILTON AVE, ELGIN, IL 60123-5341

Mortgage

Document Number0000037131
DateAug 16, 2019
Instrument2019K037131
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,082.00 (+15.85%) Homeowner's exemption$100,833 (+8.57%) Land $22,233 Building $78,600$302,620 (+8.57%) Land $66,726 Building $235,894
2024$92,874 (+21.39%) Land $20,478 Building $72,396$278,733 (+21.44%) Land $61,459 Building $217,275
2022$6,113.00 (+4.57%) Homeowner's exemption$76,506 (+6.96%) Land $16,869 Building $59,637$229,518 (+6.96%) Land $50,607 Building $178,911
2021$5,846.00 Homeowner's exemption$71,527 Land $15,771 Building $55,756$214,581 Land $47,313 Building $167,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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