221 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 221 Hamilton Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,196 sqft · built 1907
Lot Size0.327 acres (14,256 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Aug 2019)
Tax Bill$8,743 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-157-004

Property Details

APN / Parcel Number

Primary APN06-14-157-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area3,384 sqft
Basement Area1,188 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area14,256 sqft (0.327 acres)
Lot Dimensions132 ft deep x 108 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address221 HAMILTON AVE
CityELGIN
StateIL
Zip60123-5340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCLURES LINDEN ADDN PART OF LOTS 2, 3, & 4 DESC IN BOOKS 1802/215 & 1802/221 BLOCK 1
Legal SubdivisionMCCLURES LINDEN ADDN
Legal Block1
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3026
Census Tract851102

Owner

Source: Kane County records · APN 06-14-157-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address221 HAMILTON AVE, ELGIN, IL 60123-5340
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 26, 2019Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Deed Document Number201938785
Last Transfer DateOct 01, 2021
Transfer Doc0000074693
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 01, 2021
Property Address221 HAMILTON AVE, ELGIN, IL 60123-5340
Document Number0000074693
Instrument DateOct 01, 2021
Instrument2021K074693
Transaction TypeTransfer
Record UpdatedOct 08, 2021
Title CompanyNOT AVAILABLE, CT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address221 HAMILTON AVE, ELGIN, IL 60123-5340

Mortgage

Document Number0000074610
DateOct 01, 2021
Instrument2021K074610
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 26, 2019
Property Address221 HAMILTON AVE, ELGIN, IL 60123-5340
Document Number0000038785
Instrument DateAug 23, 2019
Instrument2019K038785
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 HAMILTON AVE, ELGIN, IL 60123-5340

Mortgage

Document Number0000038786
DateAug 26, 2019
Instrument2019K038786
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,743.00 (+15.88%) Homeowner's exemption
2024$112,924 (+21.39%) Land $27,419 Building $85,505$338,908 (+21.44%) Land $82,290 Building $256,618
2022$7,545.00 (+4.46%) Homeowner's exemption$93,023 (+6.96%) Land $22,587 Building $70,436$279,069 (+6.96%) Land $67,761 Building $211,308
2021$7,223.00 Homeowner's exemption$86,970 Land $21,117 Building $65,853$260,910 Land $63,351 Building $197,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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