231 E 1st St, Dayton, OH 45402 Property Records

Montgomery County property record for 231 E 1st St, Dayton, OH 45402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,216 sqft · built 2011
Lot Size	0.017 acres (749 sqft)
Owner	Individual Name on Record
Last Sale	$151,103 (Dec 2011)
Tax Bill	$6,425 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R72 00701 0035`

Property Details

APN / Parcel Number

Primary APN	`R72 00701 0035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,216 sqft Living Area
1st Floor Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Row End or Row Middle
Exterior Material	Brick
Lot Area	749 sqft (0.017 acres)
Lot Dimensions	44 ft deep x 17 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 E 1ST ST
City	DAYTON
State	OH
Zip	45402-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84528 PATTERSON SQUARE
Legal Subdivision	PATTERSON SQUARE
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2016
Census Tract	1501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Dayton Historic District listed 2019 · 93 contributing resources · NRIS 100004316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 E 1ST ST, DAYTON, OH 45402-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Prior Sale	Dec 20, 2011
Deed Document Number	0000076029
Last Transfer Date	Jan 3, 2018
Transfer Doc	0000000439
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	231 E 1ST ST, DAYTON, OH 45402-1216
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 1ST ST, DAYTON, OH 45402-1216

Mortgage

Document Number	0000065583
Date	Nov 19, 2025
Instrument	2025-00065583

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	231 E 1ST ST, DAYTON, OH 45402-1216
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045987
Date	Jun 17, 2021
Instrument	2021-00045987

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 3, 2018
Property Address	231 E 1ST ST, DAYTON, OH 45402-1216
Document Number	0000000439
Instrument Date	Jan 3, 2018
Instrument	439
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 1ST ST DAYTON OH 454021216, DAYTON, OH 45402-1216

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,320 (+453.88%) Land $17,390 Building $78,930
2024	$6,425.00 (+311.33%)
2023	$1,562.00 (-1.33%)	$17,390 (+28.06%) Land $17,390	$275,200 (+609.1%) Land $49,680 Building $225,520
2022	$1,583.00	$13,580 Land $13,580
2020			$38,810 Land $38,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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