237 E 1st St, Dayton, OH 45402 Property Records

Montgomery County property record for 237 E 1st St, Dayton, OH 45402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 2011
Lot Size	0.016 acres (706 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Dec 2025)
Tax Bill	$6,126 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R72 00701 0032`

Property Details

APN / Parcel Number

Primary APN	`R72 00701 0032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	180 sqft

Exterior

Year Built	Built 2011
Architectural Style	Row End or Row Middle
Exterior Material	Brick
Lot Area	706 sqft (0.016 acres)
Lot Dimensions	44 ft deep x 16 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 E 1ST ST
City	DAYTON
State	OH
Zip	45402-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84525 PATTERSON SQUARE
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2016
Census Tract	1501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Dayton Historic District listed 2019 · 93 contributing resources · NRIS 100004316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 E 1ST ST, DAYTON, OH 45402-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 21, 2022	Survivorship Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	2025-00072922
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 30, 2025
Property Address	237 E 1ST ST, DAYTON, OH 45402-1216
Document Number	0000072922
Map Reference	MB 217 PG 40&41
Instrument Date	Dec 18, 2025
Instrument	2025-00072922
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	FIRST OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 E 1ST ST, DAYTON, OH 45402-1216

Mortgage

Document Number	0000072923
Date	Dec 30, 2025
Instrument	2025-00072923

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	237 E 1ST ST, DAYTON, OH 45402-1216
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074883
Date	Oct 1, 2021
Instrument	2021-00074883

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	237 E 1ST ST, DAYTON, OH 45402-1216
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 E 1ST ST, DAYTON, OH 45402-1216

Mortgage

Document Number	0000086267
Date	Nov 12, 2021
Instrument	2021-00086267

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 16, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 21, 2022
Property Address	237 E 1ST ST, DAYTON, OH 45402-1216
Document Number	0000027298
Map Reference	MB 217 PG 40&41A
Instrument Date	Mar 17, 2022
Instrument	2022-00027298
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	237 E 1ST ST, DAYTON, OH 45402-1216

Mortgage

Document Number	0000027299
Date	Apr 21, 2022
Instrument	2022-00027299

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,930 (-) Land $16,950 Building $74,980
2024	$6,126.00 (+312.8%)	$91,930 (+442.36%) Land $16,950 Building $74,980
2023	$1,484.00 (-2.94%)	$16,950 (+28.02%) Land $16,950	$262,650 (+594.29%) Land $48,420 Building $214,230
2022	$1,529.00	$13,240 Land $13,240
2020			$37,830 Land $37,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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