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231 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 231 Channing St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1924
Square Footage1,038 sqft Living Area
Lot Size5,532 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2020)
Tax Bill$6,836.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-34-427-043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,038 sqft Living Area
1st Floor1,038 sqft 1st Floor
Basement Area945 sqft Basement
Unfinished Basement945 sqft Unfinished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,532 sqft (0.127 acres)
Depth X Width111 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area412 sqft Garage
Porch Area164 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address231 CHANNING ST
CityFERNDALE
StateMI
Zip48220-2501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 197, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number197
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup1
Census Block1001
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-427-043

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address231 CHANNING ST, FERNDALE, MI 48220-2501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
OTHER INSTITUTIONAL LENDERS
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GOLD STAR MORTGAGE FINANCIAL GROUP CORP GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 08, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleJul 08, 2019 · Amount on Record
Deed Doc Number2020264153
Deed Book / Page55323 / 173
Prior Transfer DateFeb 05, 2003
Prior Transfer Doc0292910291
Record RefreshedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 14, 2020
Property Address231 CHANNING ST, FERNDALE, MI 48220-2501
Document Number0000264153
Book / Page055323 / 000173
Instrument DateNov 30, 2020
Instrument264153
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E MAPLEHURST ST FERNDALE MI 482203716, FERNDALE, MI 48220-3716

Mortgage

Document Number253800
DateDec 14, 2020
Book Page055264/000532
Instrument253800
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 13, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address231 CHANNING ST, FERNDALE, MI 48220-2501
Document Number0000253800
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E MAPLEHURST ST #203 DETROIT MI 482201390, 203, DETROIT, MI 48220-1390

Mortgage

Document Number0000253800
DateDec 02, 2020
Book Page055264/000532
Instrument253800
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP GOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeBank
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 08, 2019
Property Address231 CHANNING ST, FERNDALE, MI 48220-2501
Document Number0000108365
Book / Page053004 / 000503
Instrument DateJul 03, 2019
Instrument108365
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,107.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2341 CHANNING ST FERNDALE MI 48220, FERNDALE, MI 48220

Mortgage

Document Number109087
DateJul 08, 2019
Book Page053006/000788
Instrument109087
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 07, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,836.00 (-3.06%) Homeowner's exemption$151,030 (+9.4%)$302,060 (+9.4%)
2024$7,052.00 (+5.74%)
2023$138,050$276,100
2021$6,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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