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221 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 221 Channing St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1940
Square Footage1,184 sqft Living Area
Lot Size5,532 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$302,700 (2021)
Tax Bill$6,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-34-427-042

Interior

Bedrooms1 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,184 sqft Living Area
1st Floor786 sqft 1st Floor
Basement Area786 sqft Basement
Unfinished Basement786 sqft Unfinished
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow Style
Exterior MaterialAsbestos Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,532 sqft (0.127 acres)
Depth X Width111 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area318 sqft Garage
Porch Area46 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address221 CHANNING ST
CityFERNDALE
StateMI
Zip48220-2501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 196, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number196
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup1
Census Block1001
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-427-042

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address221 CHANNING ST, FERNDALE, MI 48220-2501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
WILDFIRE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleAug 26, 2016 · Amount on Record
Deed Doc Number2021201489
Deed Book / Page56714 / 700
Prior Transfer DateJul 20, 2016
Prior Transfer Doc0000151926
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address221 CHANNING ST, FERNDALE, MI 48220-2501
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHANNING ST, FERNDALE, MI 48220-2501

Mortgage

Document Number0000178251
DateJul 19, 2021
Book Page56565/746
Instrument178251
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueMar 01, 2036

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 18, 2021
Property Address221 CHANNING ST, FERNDALE, MI 48220-2501
Document Number0000201489
Book / Page56714 / 700
Map ReferenceLB 8 PG 20
Instrument DateAug 13, 2021
Instrument201489
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,605.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address221 CHANNING ST, FERNDALE, MI 48220-2501

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHANNING ST, FERNDALE, MI 48220-2501

Mortgage

Document Number0056710679
DateAug 18, 2021
Instrument56710/679
Lender
NameWILDFIRE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,617.00 (-3.06%) Homeowner's exemption$142,690 (+9.56%)$285,380 (+9.56%)
2024$6,826.00 (+33.19%)
2023$130,240$260,480
2021$5,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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