231 Change St, New Bern, NC 28560 Property Records

Craven County property record for 231 Change St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,394 sqft · built 1800
Lot Size0.113 acres (4,918 sqft)
OwnerIndividual Name on Record
Last Sale$742,500 (Apr 2023)
Tax Bill$4,916 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone AE (high risk)
APN8-002-140

Property Details

APN / Parcel Number

Primary APN8-002-140
Alternative APNs
  • 121867
  • 100787
  • 29002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGambrel
Roof MaterialWood Shingle
Lot Area4,918 sqft (0.113 acres)
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number121867
Street Address231 CHANGE ST
CityNEW BERN
StateNC
Zip28560-4906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR10
Legal Description231 CHANGE ST
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group1
Census Block1003
Census Tract960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10107 TREETOP LN, CORNELIUS, NC 28031-8145
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 5, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleApr 5, 2022 · Amount on Record
Deed Document Number202310111032
Deed Book / Page3760 / 118
Prior Transfer DateFeb 19, 1998
Prior Transfer Doc1612000184
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateApr 6, 2023
Property Address231 CHANGE ST, NEW BERN, NC 28560-4906
Document Number003760/118
Book / Page3760 / 118
Instrument DateApr 6, 2023
Instrument10111032
Transaction TypeTransfer
Record UpdatedApr 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address217 CHANGE ST, NEW BERN, NC 28560-4906

Transferred To (Grantee/Buyer)

NameVerified Name
Address10107 TREETOP LN, CORNELIUS, NC 28031-8145

Mortgage

Document Number003760/122
DateApr 6, 2023
Book Page3760/122
Instrument10111033
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 5, 2022
Property Address231 CHANGE ST, NEW BERN, NC 28560-4906
Document Number03719/1887
Book / Page3719 / 1887
Instrument DateMar 9, 2022
Instrument10094679
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

AmountAmount Recorded
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 CHANGE ST, NEW BERN, NC 28560-4906

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,916.00 (+3.54%)$560,180 (-) Land $51,750 Building $508,430$560,180 (-) Land $51,750 Building $508,430
2025$4,748.00 (+1.45%)$560,180 (-) Land $51,750 Building $508,430$560,180 (-) Land $51,750 Building $508,430
2023$4,680.00 (+15.84%)$560,180 (+46.68%) Land $51,750 Building $508,430$560,180 (+46.68%) Land $51,750 Building $508,430
2022$4,040.00$381,900 Land $80,000 Building $301,900
2018$381,900 Land $80,000 Building $301,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 222 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 units insured
incl. 161 condo units
Nearby Flood Claims414 (1979–2023)
Claims Outside the SFHA24 of 414
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 187 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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