Craven County property record for 226 Change St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,847 sqft · built 1930 |
| Lot Size | 0.162 acres (7,077 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Aug 2018) |
| Tax Bill | $3,069 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2022 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8-003-189 |
| Primary APN | 8-003-189 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,077 sqft (0.162 acres) |
| Storage Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 141720 |
|---|---|
| Street Address | 226 CHANGE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 226 CHANGE ST |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 6, 2022 | Warranty Deed, Transfer |
| Aug 7, 2018 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Aug 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Prior Sale | May 10, 2006 · Amount on Record |
| Deed Document Number | 201810026046 |
| Deed Book / Page | 3544 / 554 |
| Prior Transfer Date | Feb 13, 2009 |
| Prior Transfer Doc | 02792/0516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Document Number | 0010159059 |
| Book / Page | 3888 / 898 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202610159059 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Document Number | 0010159059, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 3888/898 |
| Instrument | 202610159059 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 6, 2022 |
| Property Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Document Number | 03724/1446 |
| Book / Page | 3724 / 1446 |
| Instrument Date | May 6, 2022 |
| Instrument | 10096535 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $958.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 W MAIN ST, WASHINGTON, NC 27889-4835 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003544/0000000557 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 0000003544/0000000557 |
| Instrument | 000010026047 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 7, 2018 |
| Property Address | 226 CHANGE ST, NEW BERN, NC 28560-4907 |
| Document Number | 3544/554 |
| Book / Page | 3544 / 554 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 000010026046 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8 MILLBROOK RD, SCARBOROUGH, ME 04074-9702 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,069.00 (+3.51%) | $346,590 (-) Land $53,350 Building $293,240 | $346,590 (-) Land $53,350 Building $293,240 |
| 2025 | $2,965.00 (+1.61%) | $346,590 (-) Land $53,350 Building $293,240 | $346,590 (-) Land $53,350 Building $293,240 |
| 2023 | $2,918.00 (+12.14%) | $346,590 (+42.07%) Land $53,350 Building $293,240 | $346,590 (+42.07%) Land $53,350 Building $293,240 |
| 2022 | $2,602.00 | $243,960 Land $80,000 Building $163,960 | |
| 2018 | $243,960 Land $80,000 Building $163,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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