Craven County property record for 229 Change St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 1968 |
| Lot Size | 0.269 acres (11,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Sep 2014) |
| Tax Bill | $5,264 (2026) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 8-002-141 |
| Primary APN | 8-002-141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 2,025 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,721 sqft (0.269 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 80147 |
|---|---|
| Street Address | 229 CHANGE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 223 227 229 CHANGE |
| Legal Subdivision | RICHARD K & PAISLEY D WARD |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 229 CHANGE ST, NEW BERN, NC 28560-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Prior Sale | Sep 3, 2009 · Amount on Record |
| Deed Book / Page | 3308 / 908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 229 CHANGE ST, NEW BERN, NC 28560-4906 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 229 CHANGE ST, NEW BERN, NC 28560-4906 |
| Document Number | 3690/1938 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 3690/1938 |
| Instrument | 10083498 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 805 Months |
| Due | Oct 9, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2021 |
| Max Rate | 7.08% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 229 CHANGE ST, NEW BERN, NC 28560-4906 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0035170310 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 3517/0310 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,264.00 (+3.48%) | $592,130 (-) Land $107,250 Building $484,880 | $592,130 (-) Land $107,250 Building $484,880 |
| 2025 | $5,087.00 (+1.68%) | $592,130 (-) Land $107,250 Building $484,880 | $592,130 (-) Land $107,250 Building $484,880 |
| 2023 | $5,003.00 (+29.51%) | $592,130 (+64.84%) Land $107,250 Building $484,880 | $592,130 (+64.84%) Land $107,250 Building $484,880 |
| 2022 | $3,863.00 | $359,210 Land $88,000 Building $271,210 | |
| 2018 | $359,210 Land $88,000 Building $271,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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