Louisa County property record for 231 Bear Castle Dr, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 2006 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jun 2011) |
| Tax Bill | $4,392 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46A 2 32 |
| Primary APN | 46A 2 32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Finished Basement | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 16 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2681 |
|---|---|
| Street Address | 231 BEAR CASTLE DR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEARCASTLE SUB PB 6/109 LOT 32 DB 2033/438 .93 AC |
| Legal Subdivision | BEARCASTLE SUB |
| Legal Lot Number | 32 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950102 |
231 Bear Castle Dr is owned by two individuals who bought it in June 2011.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | BUMPASS, VA 23024 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Sep 2, 2025 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2011 · Amount on File |
| Deed Sale | Jun 10, 2011 · Amount on File |
| Prior Sale | Dec 14, 2005 · Amount on File |
| Deed Document Number | 20113230 |
| Deed Book / Page | 1249 / 706 |
| Prior Transfer Date | Mar 10, 2006 |
| Prior Transfer Doc | 00988/0216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 231 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Name | Verified Name |
|---|---|
| Address | 12305 WESTWOOD HILLS DR, HERNDON, VA 20171-1506 |
| Document Number | 002050/392 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 2050/392 |
| Instrument | 202500010901 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 2, 2025 |
| Property Address | 231 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Document Number | 002033/438 |
| Book / Page | 2033 / 438 |
| Map Reference | MB 6 PG 109 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 202500007895 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 231 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Document Number | 0002033442 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2033/442 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 1, 2026 |
The 2025 property tax bill for 231 Bear Castle Dr was $4,392, up 10.8% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,600 (-1.23%) Land $112,900 Building $489,700 | $602,600 (-1.23%) Land $112,900 Building $489,700 | |
| 2025 | $4,392.00 (+10.83%) | $610,100 (+10.83%) Land $102,600 Building $507,500 | $610,100 Land $102,600 Building $507,500 |
| 2024 | $3,963.00 | $550,500 (+14.83%) Land $92,200 Building $458,300 | |
| 2023 | $479,400 Land $78,100 Building $401,300 | ||
| 2022 | $2,252.00 | $550,500 Land $92,200 Building $458,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Bear Castle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 Bear Castle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| iWiSP Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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