Louisa County property record for 195 Bear Castle Dr, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2002 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,000 (Jan 2022) |
| Tax Bill | $3,457 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46A 2 33 |
| Primary APN | 46A 2 33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10843 |
|---|---|
| Street Address | 195 BEAR CASTLE DR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEARCASTLE SUB LOT 33 DB 1817/812 .973 AC |
| Legal Subdivision | BEARCASTLE SUB |
| Legal Lot Number | 33 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950102 |
195 Bear Castle Dr is owned and occupied by an individual who bought it in January 2022.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 BEAR CASTLE DR, BUMPASS, VA 23024-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Deed Document Number | 2022113 |
| Deed Book / Page | 1817 / 812 |
| Prior Transfer Date | Nov 8, 2007 |
| Prior Transfer Doc | 0000010867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jan 10, 2022 |
| Property Address | 195 BEAR CASTLE DR, BUMPASS, VA 23024-4923 |
| Document Number | 001817/812 |
| Book / Page | 1817 / 812 |
| Map Reference | MB 6 PG 109 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 202200000113 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001817816 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 1817/816 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 195 BEAR CASTLE DR, BUMPASS, VA 23024-4923 |
| Document Number | 0000005102 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 BEAR CASTLE DR BUMPASS VA 230244923, BUMPASS, VA 23024-4923 |
| Document Number | 0000005102 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 001677/000679 |
| Instrument | 5102 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
The 2025 property tax bill for 195 Bear Castle Dr was $3,457, up 8.2% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,240 (+3.55%) Land $100,100 Building $397,140 | $497,240 (+3.55%) Land $100,100 Building $397,140 | |
| 2025 | $3,457.00 (+8.17%) | $480,200 Land $91,000 Building $389,200 | $480,200 Land $91,000 Building $389,200 |
| 2024 | $3,196.00 | ||
| 2023 | $389,900 Land $69,400 Building $320,500 | ||
| 2022 | $1,784.00 | $389,900 Land $69,400 Building $320,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Bear Castle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Bear Castle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| iWiSP Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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