Louisa County property record for 292 Bear Castle Dr, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,606 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,742,000 (May 2026) |
| Tax Bill | $7,362 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46A 1 11 |
| Primary APN | 46A 1 11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| Basement Area | 1,668 sqft |
| Finished Basement | 1,119 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | 244 sqft |
|---|---|
| Patio Area | 180 sqft |
| Boat Access | Boat Access |
| Boat House | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16601 |
|---|---|
| Street Address | 292 BEAR CASTLE DR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DUERSON PLAT 6/83 LOT 11 DB 1850/396 0.918 AC |
| Legal Subdivision | BEAR CASTLE |
| Legal Lot Number | 11 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950102 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 HANCOCK DR, RUCKERSVILLE, VA 22968-3553 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 12, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 12, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage US HOME MORTGAGE |
| Jun 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 20264588 |
| Deed Book / Page | 2087 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 12, 2026 |
| Property Address | 292 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Document Number | 002087/631 |
| Book / Page | 2087 / 631 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264588 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175,942.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 131 HANCOCK DR, RUCKERSVILLE, VA 22968-3553 |
| Document Number | 0000004589, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20264589 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 12, 2026 |
| Property Address | 292 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Document Number | 0000004588 |
| Book / Page | 2087 / 631 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.4588 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175,942.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 131 HANCOCK DR, RUCKERSVILLE, VA 22968-3553 |
| Document Number | 0000004589, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..4589 |
| Name | US HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jun 21, 2022 |
| Property Address | 292 BEAR CASTLE DR, BUMPASS, VA 23024-4924 |
| Document Number | 001850/396 |
| Book / Page | 1850 / 396 |
| Map Reference | MB 6 PG 83&84 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202200006371 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | DOMINION CAPITAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19817 TANBARK WAY, BRINKLOW, MD 20862-9752 |
| Document Number | 0001850401 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 1850/401 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,087,738 (+6.38%) Land $422,500 Building $665,238 | $1,087,738 (+6.38%) Land $422,500 Building $665,238 | |
| 2025 | $7,362.00 (+10.77%) | $1,022,500 (+21.25%) Land $422,500 Building $600,000 | $1,022,500 (+21.25%) Land $422,500 Building $600,000 |
| 2024 | $6,646.00 (+78.8%) | ||
| 2023 | $843,300 Land $351,000 Building $492,300 | ||
| 2022 | $3,717.00 | $843,300 Land $351,000 Building $492,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| iWiSP Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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