2309 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2309 Fire Mountain Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,760 sqft · built 2005
Lot Size0.297 acres (12,952 sqft)
Owner2 Individual Names on Record
Tax Bill$13,116 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN165-520-51-00

Property Details

APN / Parcel Number

Primary APN165-520-51-00

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,760 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area12,952 sqft (0.297 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2309 FIRE MOUNTAIN DR
CityOCEANSIDE
StateCA
Zip92054-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionPAR B TR PM18508
Legal SubdivisionCITY/OCEANSIDE
Legal Tract1018508
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2309 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 26, 2009
Transfer Doc0000173002
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2309 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2309 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116

Mortgage

Document Number0000556738
DateAug 5, 2021
Instrument2021-0556738
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2309 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028525
DateJan 24, 2018
Instrument2018-0028525
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,199,671 (+2%) Land $182,119 Building $1,017,552
2025$13,116.00 (+5.2%) Homeowner's exemption$1,176,149 (+4.04%) Land $178,549 Building $997,600
2023$12,468.00 (+1.55%) Homeowner's exemption$1,130,480 Land $171,617 Building $958,863
2022$12,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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