San Diego County property record for 2305 Fire Mountain Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 780 sqft · built 1950 |
| Lot Size | 0.349 acres (15,210 sqft) |
| Owner | Company Name on Record |
| Last Sale | $810,000 (Nov 2018) |
| Tax Bill | $10,070 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-520-50-00 |
| Primary APN | 165-520-50-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 780 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 15,210 sqft (0.349 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2305 FIRE MOUNTAIN DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | PAR A TR PM18508 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 1018508 |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Nov 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 26, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jan 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 31, 2017 | Reverse Mortgage, Transfer · FHA Mortgage HIGHTECHLENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on Record |
| Deed Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 2018487487 |
| Prior Transfer Date | Mar 24, 1995 |
| Prior Transfer Doc | 0000128920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000193078 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019-0193078 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000754934 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0754934 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000495453 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 495453 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2305 FIRE MOUNTAIN DR OCEANSIDE CA 920546116, OCEANSIDE, CA 92054-6116 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 26, 2018 |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000487487 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 487487 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 FIRE MOUNTAIN DR OCEANSIDE CA 920546116, OCEANSIDE, CA 92054-6116 |
| Document Number | 487488 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 487488 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 17, 2018 |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000018289 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 18289 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2305 FIRE MOUNTAIN DR OCEANSIDE CA 920546116, OCEANSIDE, CA 92054-6116 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 2305 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6116 |
| Document Number | 0000505922 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 505922 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 FIRE MOUNTAIN DR OCEANSIDE CA 920546116, OCEANSIDE, CA 92054-6116 |
| Document Number | 505923 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 505923 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Document Number | 505924, |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 505924 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $921,636 (+2%) Land $796,478 Building $125,158 | |
| 2025 | $10,070.00 (+5.2%) Homeowner's exemption | $903,565 (+4.04%) Land $780,861 Building $122,704 |
| 2023 | $9,572.00 (+1.55%) Homeowner's exemption | $868,481 Land $750,540 Building $117,941 |
| 2022 | $9,426.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures