San Diego County property record for 2275 Fire Mountain Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,221 sqft · built 1975 |
| Lot Size | 0.447 acres (19,458 sqft) |
| Owner | Company Name on Record |
| Last Sale | $902,500 (Mar 2021) |
| Tax Bill | $12,691 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-520-27-00 |
| Primary APN | 165-520-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,221 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 19,458 sqft (0.447 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Old Parcel Number | 1652010600 |
|---|---|
| Street Address | 2275 FIRE MOUNTAIN DR |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 26 NWLY 201.94 FT OF SWLY 99 FT OF NELY 218 FT OF TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 5, 2022 | Intrafamily Transfer, Transfer |
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 18, 2021 | Grant Deed, Transfer · Commercial Mortgage RIVERBEND FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2007 · Amount on Record |
| Deed Document Number | 2021213975 |
| Prior Transfer Date | Dec 15, 1971 |
| Prior Transfer Doc | 0000316446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000308482 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0308482 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 5, 2022 |
| Property Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000195646 |
| Map Reference | MAP 1807 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022-0195646 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000700657 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-0700657 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000700656 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-0700656 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 18, 2021 |
| Property Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000213975 |
| Map Reference | MAP 1807 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021-0213975 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2275 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6114 |
| Document Number | 0000213976 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0213976 |
| Name | RIVERBEND FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,160,812 (+2%) Land $905,344 Building $255,468 | |
| 2025 | $12,691.00 (+22.61%) Homeowner's exemption | $1,138,052 (+21.2%) Land $887,593 Building $250,459 |
| 2023 | $10,351.00 (+1.55%) Homeowner's exemption | $938,961 Land $853,128 Building $85,833 |
| 2022 | $10,193.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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